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How Can I Get A Car Loan With Bad Credit?

Owings understands our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we focus on your current income and financial situation to help you get the auto financing you need. All you need to be approved as Owings Auto is $1,500 net income per month and proof of residence!

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Do I Qualify for Financing at Owings Auto?

If you have $1,500 net income per month and proof of residence, then yes, you qualify for financing at Owings Auto. Your financial past is not a factor and you don’t have to worry about being denied by a big company who has never met you or heard your story. At Owings Auto, we are…

Do Used Cars Come With A Warranty?

Select vehicles from Owings Auto come with vehicle service contracts for 12 month / 12K mile or 24 month / 24K mile at no additional cost to you.

How Does Buy Here Pay Here Financing Work?

At Owings Auto, we look at your current financial situation to approve you for a car loan. Your credit score is not a factor – we only care about your future and helping you get into the driver’s seat!

Why Should I Buy A Car From Owings Auto?

Drivers choose Owings Auto because we offer easy in-house financing on affordable cars, and even offer a 24 month / 24,000 mile warranty on select vehicles!

Where Is Owings Auto Located?

Owings Auto is located at 519 E. Division Street in historic downtown Arlington, TX. We’re just a few blocks north from City Hall and Levitt Pavilion.