Flexible In-House Used Car Loans

Simple and Easy Financing


Getting approved is quicker and easier than you think


Our approval process is easy and painless for everyone


Our in-house financing is based on your present, not your past

Buy Here Pay Here Financing Can Help

If a traditional lender has denied you for an auto loan due to bad credit, then a buy here pay here car loan might be the right choice for you. Buyers with a low credit score, or even no credit score at all, can work directly with our team to get approved based on your current situation and income. Regardless of your credit score or past issues you can get approved for a car loan at Owings Auto with proof of $1,500 net income per month and residence.

Bad Credit Car Loans in Arlington

Many buyers worry that getting a bad credit car loan will make it difficult to get the car they want from a dealership, but Owings Auto makes it possible to finance any of the high quality used cars on our lot. Every car is comprehensively inspected and backed by a 24 month / 24,000 mile warranty. Take the first step to getting back on your feet and into the driver’s seat today by filling out our online application. All you need is proof of income (at least $1,500 net, per month) and proof of residence.

Why Choose Owings Auto?

The Best Used Car Deals

We make it easy to find the perfect pre-owned car for you and your family and make low monthly payments that you can afford.

Flexible Car Loans

Bad credit is no big deal at Owings Auto. All of our financing is handled in-house by a friendly team that is here to help you, not judge you.

Free Used Car Warranty

Owings Auto stands behind every car on our lot with a 24 month / 24K mile warranty at no additional cost to our customers.

At Owings Auto, we look at your current financial situation to approve you for a car loan. Your credit score is not a factor – we only care about your future and helping you get into the driver’s seat!