Discover a premium collection of used SUVs under $40,000 at Owings Auto, where we specialize in providing top-tier vehicles with flexible in-house financing options. Regardless of your credit situation, our friendly and approachable team is committed to delivering a positive car-buying experience. Explore our extensive inventory that combines affordability with quality, ensuring you drive away in a reliable, stylish SUV that fits your budget. Visit Owings Auto today and experience why we stand out among car dealerships for exceptional service and a diverse selection of high-caliber vehicles tailored to meet your needs.